Pensions – All change again!

Pensions – All change again! 2015 is sure to be remembered as the year that pensions became more complicated than ever before! Not only is there a new NHS Pension Scheme being introduced, but many practices will also have to face the challenges of auto-enrolment, and that’s before we’ve even considered the planned changes that […]

Helping you to get prepare for auto enrolment

Access to the right financial advice can make all of the difference between a dental practice that thrives and one that is in decline. money4dentists can help you to get the most out of your money. Its knowledge of the financial market and how it affects the dental industry is unparalleled. Its experience in assisting […]

The NHS Pension Scheme: How it Affects You

Whatever stage you find yourselfat in your dental career, pensions and the prospect of planning for your retirement are an ever-present concern. If you are an NHS practitioner, you will no doubt be aware of the NHS Pension Scheme to which you will have been automatically enrolled, and towards which you and your employer will […]

New pension scheme regulations

From 1st October 2012 new regulations come into force requiring all employers, from their staging date to automatically enrol their employees in a qualifying workplace pension scheme. To qualify, your scheme must have contributions of at least 8% of relevant earnings (between £5,564 and £42,475) including overtime and bonuses and a minimum 3% must come […]

Planning means prizes in the new tax year

A new tax year means new rules. But changes don’t have to mean complications if you take expert advice, says Richard Lishman of money4dentists The new tax year began on 6 April, meaning all businesses and individuals should be making plans to ensure they maximise any incentives that reduce their liability. One area that has […]

How to manage your credit cards

With the cost of living rising many of us are turning to credit cards to fund our lifestyles. So if you are not one of the lucky ones who clear their balance each month then you may well be familiar with the credit card balance transfer rates on offer. When looking at your credit commitments […]

Income Protection

Richard Lishman is a partner in money4dentists, members of the The Association of Specialist Providers to Dentists (ASPD). Many people feel that the cornerstone of financial planning is income protection cover, as unless you have this protection, generally you don’t get paid if you are unable to work due to an accident, sickness, or injury. […]