Income Protection

Richard Lishman is a partner in money4dentists, members of the The Association of Specialist Providers to Dentists (ASPD). Many people feel that the cornerstone of financial planning is income protection cover, as unless you have this protection, generally you don’t get paid if you are unable to work due to an accident, sickness, or injury. […]

Associates – employed or self-employed?

David Griffiths is a solicitor member of the Association of Specialist Providers to Dentists (ASPD) and a partner in Maxwell Hodge, Solicitors, based at the firm’s Liverpool Office. Most principals would consider their associates to be self-employed, and while many associates would agree there are occasions when an associate might claim to be an employee. […]

Breaking Up is Hard to Do

Graeme N. Burn, Senior Partner of Burn & Company, Solicitors, is the current Chairman of The Association of Specialist Providers to Dentists (ASPD). After fifty eight years of what most dental practitioners regarded as a satisfactory relationship with the NHS, and latterly the PCTs, the provisions of the 2006 NHS contract presented a shock to […]

Pensions

Thomas Dickson is a partner in Essential Money and a members of the The Association of Specialist Providers to Dentists (ASPD). Following the recent significant changes within the pension industry, and with reform of the NHS Pension Scheme under debate, it seems an appropriate time to review the situation. NHS Pensions The proposed changes are […]